If someone want to invest more then he/she has to open joint account through which maximum 900000 rupees can be invested. In this POMIS an individual person can invest up to 450000 starting from 1500 rupees. POMIS monthly interest can be used for daily life needs and our principal amount remains safe for special purposes like daughter marriage, making a home, buying property and assets, etc. This Post Office scheme is very useful for almost all service persons and middle-class people who don’t want to take market risk and spend their hard-earned money on basic daily life needs. And Post Office credit monthly fixed interest amount in your account. In this scheme, people can deposit their savings in the form of single and joint accounts. Post Office MIS Scheme: As the name indicates POMIS is a Monthly Income Scheme offered by the Post Office of India.
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